> ## Documentation Index
> Fetch the complete documentation index at: https://docs.morapay.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Countries & fiat

> Supported countries, settlement currencies, and fiat payment methods.

Morapay supports international crypto checkout and regional fiat rails. Country availability is stored in the Morapay API catalog and exposed at `GET /api/public/catalog/countries`.

## Supported countries

Only countries with `enabled: true` appear in the public catalog.

| Code | Country      | Currency | Enabled |
| ---- | ------------ | -------- | ------- |
| CI   | Ivory Coast  | XOF      | Yes     |
| GH   | Ghana        | GHS      | Yes     |
| KE   | Kenya        | KES      | Yes     |
| NG   | Nigeria      | NGN      | Yes     |
| ZA   | South Africa | ZAR      | Yes     |

## Fiat checkout methods

Mobile money, bank transfer, and card checkout are separate from crypto checkout tokens. Supported fiat methods:

| Currency | Method        | Use      |
| -------- | ------------- | -------- |
| GHS      | Mobile money  | Checkout |
| GHS      | Bank transfer | Checkout |
| NGN      | Mobile money  | Checkout |
| NGN      | Bank transfer | Checkout |
| NGN      | Card          | Checkout |
| GHS      | Card          | Checkout |
| KES      | Card          | Checkout |
| ZAR      | Card          | Checkout |
| XOF      | Card          | Checkout |

## Card checkout markets

Card processing is available in these business countries:

| Country       | Code | Currency |
| ------------- | ---- | -------- |
| Nigeria       | NG   | NGN      |
| Ghana         | GH   | GHS      |
| Kenya         | KE   | KES      |
| South Africa  | ZA   | ZAR      |
| Côte d'Ivoire | CI   | XOF      |

## API

```bash theme={null}
curl -s "https://api.morapay.io/api/public/catalog/countries"
```

Returns enabled countries with `code`, `name`, `currency`, and `enabled`.

## Related

* [Fees, countries & taxes](/reference/fees-countries-taxes)
* [Chains & tokens](/reference/chains-and-tokens)
* [Banks & MoMo withdrawal](/reference/banks-and-momo)
* [Payout timing & limits](/reference/payout-timing)